We believe the fuzzy black caterpillar that our reader sent us a photograph of is a Garden Tiger moth larva. These caterpillars are found all over the world and mature into stunning moths!

After the Isabella tiger moth lays its eggs, the banded woolly bear emerges in the fall. It remains in caterpillar form during the winter. It produces a substance called cryoprotectant, which protects it from the cold during the freezing winter months.